An experienced Attorney will help you keep your assets even when you file for Chapter 7 Bankruptcy. This is accomplished by using à system of exemptions. Over 27 years representing clients in bankruptcy, only à handful have had to surrender ANY assets. Even if assets are non-exempt now, I can help you legally do Bankruptcy Planning that will let you keep your assets in a future filing. So, keep your vehicles, your residence, your retirement, your tax refund, or even cash, while you discharge your ovetwhelming debts in Bankruptcy.